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11-02-05 12:59 PM
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Acmlm's Board - I2 Archive - Lost Section - Credit Cards | |
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Kario

In Possession of a Stolen Shovel

Level: 65

Posts: 1112/2082
EXP: 2321379
For next: 14249

Since: 03-15-04
From: Texas... Yeehaw!

Since last post: 2 days
Last activity: 17 hours
Posted on 01-08-05 08:07 AM Link | Quote
I have been trying to apply for one for a while. They all say I don't have credit that allows me to have a credit card. How can I get good credit if I can't get a credit card? Any one have any suggestions?
Kefka
Indefinitely Unbanned
Level: 81

Posts: 2494/3392
EXP: 4826208
For next: 166641

Since: 03-15-04
From: Pomona, CALIFORNIA BABY!

Since last post: 4 hours
Last activity: 4 hours
Posted on 01-08-05 09:36 AM Link | Quote
Do you have student loans, or any loans for that matter? Any bills? Like cell phone? Anything at all liek that?
Kario

In Possession of a Stolen Shovel

Level: 65

Posts: 1116/2082
EXP: 2321379
For next: 14249

Since: 03-15-04
From: Texas... Yeehaw!

Since last post: 2 days
Last activity: 17 hours
Posted on 01-08-05 09:48 AM Link | Quote
Cell phone bill, yep have that. College is paid with grants.
NSNick
Laidback Admin
Level: 85

Posts: 1638/3875
EXP: 5895841
For next: 2699

Since: 03-15-04
From: North Side
School: OSU


Since last post: 9 hours
Last activity: 1 hour
Posted on 01-08-05 09:44 PM Link | Quote
Try applying for ones specifically targeted for college students (i.e. with decent introductory rates and giant ones afterwards). I was denied for my fair share of credit cards before getting the two I have now.
MathOnNapkins

Math n' Hacks
Level: 67

Posts: 1314/2189
EXP: 2495887
For next: 96985

Since: 03-18-04
From: Base Tourian

Since last post: 1 hour
Last activity: 32 min.
Posted on 01-13-05 08:06 PM Link | Quote
Kario: sometimes you have to lie a little about your monthly income. They don't do much of a background check for most of the ones geared towards young people. Hell, there are all kinds of offers around my campus where it's just "Sign up for a credit card, get a shirt" or something.

Put down like $1000/ month and see if you get that next card.
Emptyeye
I am a real American!
Real American
Level: 67

Posts: 1248/2273
EXP: 2488421
For next: 104451

Since: 05-24-04
From: I DUNNOOOOOOOO!!

Since last post: 9 hours
Last activity: 4 hours
Posted on 01-15-05 03:33 AM Link | Quote
O_o

I get pre-approval notices for credit cards all the time. Of course, I now have two, though I just found out I missed a payment last month.

Oh well.
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