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| Acmlm's Board - I3 Archive - Officer's Club - Oh fucking fuck you, world. |
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Tarale    2710 Affected by 'Princess Bitch-Face Syndrome' ++++!! Persona non grata                    Since: 11-17-05 From: Adelaide, Australia Last post: 6295 days Last view: 6295 days |
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Originally posted by Jomb He wasn't signing cheques  That's the thing, he's abused credit accounts with wholesalers. That's the two major ones ($27,000 + and $10,000).
As for the Depression, the doctor reckons I repress anger. Most of my anger stems from this... but I guess I repress it a bit to avoid unfairly upsetting others. After all, I am aware that everyone gets sick of me whining and moaning after a while. |
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Jomb Deddorokku  Since: 12-03-05 From: purgatory Last post: 6298 days Last view: 6298 days |
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| It still seems to me that if he bought computer equipment using your credit, you should at the very least be able to go after him for the computer equipment you unwillingly bought and then try to resell it to at least recoup some of the losses. If they dont belive he stole your identity or defrauded you, then they must believe that is your computer equipment you bought and he unlawfully stole it.
If this happened to me I'd be angry and complaining to! How long do you calculate it will take you to get out from under all the debt? (edited by Jomb on 09-17-06 10:03 PM) |
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Tarale 2710 Affected by 'Princess Bitch-Face Syndrome' ++++!! Persona non grata Since: 11-17-05 From: Adelaide, Australia Last post: 6295 days Last view: 6295 days |
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| He doesn't have the computer equipment.
He sold it to other people. Then he never paid back the wholesalers. He doesn't have the money either and if he did he wouldn't give it to me to resolve this. He doesn't see how any of this is a problem -- he's so incapable of empathy he doesn't understand that this affects me adversely and that I have a right to be upset about that. It's going to take me years to get out of debt.  I can't get a loan until 2017. |
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Cynthia Uh-huh. Since: 11-17-05 From: LaSalle, Quebec, Canada Last post: 6295 days Last view: 6295 days |
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| 2017?!?!?
Oh geez. I *really* hope that you can get somewhere with the ombudsman and all that because the laws that you have really aren't giving you a lot of options. |
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Tarale 2710 Affected by 'Princess Bitch-Face Syndrome' ++++!! Persona non grata Since: 11-17-05 From: Adelaide, Australia Last post: 6295 days Last view: 6295 days |
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| Yeah, 2017.
Until then, everything I want I have to save up for. Which I guess is fine, it's "safe" and everything, but it's hard work to save up $10,000 for a car or such. 
I've given up wishing that it would all go away... it's not going to happen. Now I just keep wishing that there'll be no more of it, so that I can deal with what I have. |
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Cynthia Uh-huh. Since: 11-17-05 From: LaSalle, Quebec, Canada Last post: 6295 days Last view: 6295 days |
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Well, if that would be the ONLY consequence then it's not so bad. But god forbid that a crisis pops up and... bleh...  |
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Tarale 2710 Affected by 'Princess Bitch-Face Syndrome' ++++!! Persona non grata Since: 11-17-05 From: Adelaide, Australia Last post: 6295 days Last view: 6295 days |
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Originally posted by Colin When things are "stable" it seems to be it. I pay off the debts over time, I can't get a loan, I have to save up for things. It's when stuff like this happens -- requests for large lump sums of money in short periods of time -- that I'm in trouble. Because I don't *have* large lump sums of money, or do I have the ability to get a loan to meet their payment terms. This is why I think I need to be saving up to make sure I have at least $3,000 in the bank at all times anyway, so that no matter what comes up, I've got enough to bargain with and hopefully get myself into a repayment dealie.
And knowing that this has the ability to bankrupt me and make it all even worse... *sigh* It's depressing though. Very depressing. (edited by Tarale on 09-17-06 10:59 PM) |
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beneficii Broom Hatter Since: 11-18-05 Last post: 6299 days Last view: 6295 days |
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| Tarale,
But if he gets any money, you could sue him for it right? After all, you never agreed to take it up solely. It's only because he's such a degenerate loser that he's unable to pay. I recommend keeping a close watch on his assets and then take his ass to court the moment he gets any. Do not let that stupid degenerate get away with this; he got you into this and he better help you get out of it. |
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Tarale 2710 Affected by 'Princess Bitch-Face Syndrome' ++++!! Persona non grata Since: 11-17-05 From: Adelaide, Australia Last post: 6295 days Last view: 6295 days |
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| Well, at the moment due to how badly my own finances are stuffed up, I'm not in a position to initiate legal action against him either. Because I'm precariously teetering on the brink of Bankruptcy, no lawyer will touch my case.
The reason being -- if I do become Bankrupt, then all money I've paid to people -- lawyer included -- is taken back by the Trustee of my Bankrupt Estate. No lawyer will work for free or at a high risk of it being for free. The only way I can get a lawyer is if somebody else will pay for it -- not loan me the money -- but flat out pay for it.  I got no-one that will do that for me.
At the moment he has no money anyway, so there's not much point, but I might not be in a position to sue for years; and I'm not sure it's emotionally healthy to take on the burden of all that anger for so long |
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spiroth10 Paratroopa Since: 01-28-06 From: USA Last post: 6295 days Last view: 6295 days |
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| wow, that sucks... I was always thinking about how the US sucked... but I guess its not that bad...
that is totally illegal in this country. You wouldn't (or shouldnt) be responsible to pay any of it here. Marraige or a legally binding contract (oral or written, but no promises-- it must be in contract form) in order to transfer debt in the states. BTW, if you cannot get loans, and you can't pay the debt, is bankruptcy that bad? I dont know how it works in Australia, but if our laws are similar, you really wouldnt be facing more than 7 years of bad credit, which you already have more of. like I said though, I know nothing of Australian law. I have to say though -- you should have been more careful before getting into the relatioship. hell, my sister had a guy come down from two states over violently knowcking at our door back before she got her own place. People are (generally) not to be trusted, and I don't like the way many people don't even get to know their partners more deeply before getting seriously involved. |
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Tarale 2710 Affected by 'Princess Bitch-Face Syndrome' ++++!! Persona non grata Since: 11-17-05 From: Adelaide, Australia Last post: 6295 days Last view: 6295 days |
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| The problem with the relationship comment is... how was I to know?
When I met him, he was high up in a successful business. He lived in an expensive and fancy apartment, he drove a decent car, he was apparently respected within the local industry. He was attractive, good looking, apparently smart and sensitive. His only possible flaw for a long time was that he was prone to overworking. I thought he was great, my family thought he was wonderful, my friends thought he was perhaps a little eccentric (but many in the IT industry can be) but great, everyone thought he was the bees-knees. Everyone I talked to about him had good things to say about the guy. Turns out that he's an exceptionally good "actor". He can keep that bullshit up for YEARS. Then two years into it, the act drops and I start to find out that he's not all wonderful - but I still didn't think that it was this bad until three years later I find out that he did all this shit. Now, just because I met one extremely good con-and-bullshit-artist, I can't trust anyone enough for a relationship with them. I've had a few people interested in me, but I can't trust them, because of this guy -- realistically are they all like him? Unlikely -- but because he was so good at being deceptive, how do I know that anybody else is good?? What if they're keeping up acts for years and years too??? |
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Cynthia Uh-huh. Since: 11-17-05 From: LaSalle, Quebec, Canada Last post: 6295 days Last view: 6295 days |
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| Odds are they aren't, and it's perfectly natural for you to feel paranoid about some people... but the odds of you getting screwed like this again is extremely low.
Just... don't do anything with them that involves large sums of money and you should be fine. |
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beneficii Broom Hatter Since: 11-18-05 Last post: 6299 days Last view: 6295 days |
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Originally posted by Tarale It's not so much for anger, but rather getting what's rightfully yours. I mean, Who went behind your back and put you in debt? Him! If he goes off and gets a good job and makes a whole bunch of money, then he should work to pay you back right? After all, he's the one responsible for getting you into this. Basically, in my view, every penny that he makes that doesn't go to food, water, shelter, the clothes on his back, and transport to/from work is yours until he can make up the debt. As for finding a lawyer, aren't there lawyers that do pro bono cases in your country? Maybe you can find a fund or something that would do that. As you know, in America at least, every lawyer is supposed to have a certain amount of pro bono time each year. (Pro bono is where the lawyer does a case for free out of good will. It's Latin meaning "for the good [of the public]".) http://en.wikipedia.org/wiki/Pro_bono Not only does your case have legal standing, but it also has some moral standing as well, as you got totally screwed by your ex and the system. You might want to look into getting pro bono. You're a young woman who is hardworking and had good credit until your ex decided to abuse it and is now pushing the debt onto you. There's a decent chance of a lawyer willing to do such a pro bono case. |
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Jomb Deddorokku Since: 12-03-05 From: purgatory Last post: 6298 days Last view: 6298 days |
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| Is there anyway to be in a relationship without giving them access to what's left of your credit? Seems like this guy doubly screwed you because not only are you poor, but alone now to. Guys will generally still date poor girls, so there is no reason for you to have to be alone. Maybe just try to be more cautious next time, be optimistic, but not naive. Draw the line at opening duel-checking or credit accounts until you are actually married. Keep your credit cards guarded (if you have any). | |||
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beneficii Broom Hatter Since: 11-18-05 Last post: 6299 days Last view: 6295 days |
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Originally posted by Jomb Hmm, that is interesting. It's not very clear. How did your ex get access to your credit, Tarale? I'm not sure I understand the process. Clearly, you can't just get access to anyone's credit, but I don't think being in a relationship will necessarily give your partner access to your credit. |
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Tarale 2710 Affected by 'Princess Bitch-Face Syndrome' ++++!! Persona non grata Since: 11-17-05 From: Adelaide, Australia Last post: 6295 days Last view: 6295 days |
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| See, he never had access to my bank account -- he had access to wholesale businesses that my business dealt with to purchase things.
Acting as an "agent" of my business, he made purchases -- purchases I was not aware of. When I became aware of one such purchase, he also claimed that he had paid that account, and as he had gone to some effort to make sure no angry calls or nasty letters came my way (or any documentation thereafter) as far as I knew, it was. It has since been revealed he'd hidden a lot more from me, and I was lucky to have chanced upon that particular one, even if it was covered up afterwards. My bank account is fairly "healthy" I guess; it's my business reputation that has been completely fucked over, and has spilled over into fucking over my reputation as a person. His father believes that my ex may have been trying to "protect" me, and that is possible; but the thing is, I can't do much about things at all now he's "protected" me from knowing about things until they reached a point of personal litigation. Furthermore, my ex is utterly remorseless about his actions, and has continued this trend with other people also. |
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KP9001 180 I'm going Weasel in 3 months! Where will I end up going?  Since: 01-30-06 From: Show Low, AZ Last post: 6295 days Last view: 6295 days |
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| ...I've got a problem with debt too, so I can sympathize with you there. It sucks when these companies are calling you every day. Or whatever the case may be; it still sucks.
I tend to float on the positive and think about good things; however, I can't help but think about it sometimes. It sucks that his actions are affecting you in this way. If only there were a way to get rid of it... |
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Deleted User Banned    Since: 05-08-06 Last post: None Last view: 6296 days |
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 (edited by Muko on 09-21-06 11:17 PM) (edited by Danielle on 09-21-06 11:18 PM) |
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Tarale 2710 Affected by 'Princess Bitch-Face Syndrome' ++++!! Persona non grata Since: 11-17-05 From: Adelaide, Australia Last post: 6295 days Last view: 6295 days |
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| Blah. Now I'm starting to get really depressive and freaked out.
13 days left to have $2,500
Getting very... well, for a lack of a better word... "emo" |
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Nebetsu Mole  Since: 11-17-05 From: WarKoL Last post: 6309 days Last view: 6309 days |
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| I think we should all donate money to a PayPal account and send it to Tarale. I don't have much money, but I'd be willing to send what I can. I'm sure if we all pitched in, we could help out somewhat. |
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| Acmlm's Board - I3 Archive - Officer's Club - Oh fucking fuck you, world. |
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